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What is Escrow?

Posted by Alan Tucker on March 27, 2018 in  Buying  General Real Estate  Helpful Tips
You always hear that term “we’re in escrow”.  Well, what exactly does that mean and what is escrow?  In the home buying process, escrow is a secure holding area where important items such as the earnest money check and contract are kept safe until the deal is closed and the house officially changes hands.  If you’ve always been confused about the term escrow, here are some helpful tips to help you better understand. How it Works You’ll have an escrow officer who is a... read more
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How Much Down Payment do I need to buy a Home?

Posted by Alan Tucker on March 12, 2018 in  Buying  General Real Estate
Are you a renter tired of paying another person’s mortgage?  This may be the best time to get your foot in the door of your own new home.  You may be thinking I don’t have the money for a down payment on a home.  The days of having 20% for a down payment are long gone.  There are many alternatives available.  Here’s what you need to know if buying a house is in your future. Down Payment Options You might not have 20% down payment for a home.  While there are benef... read more
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Tax Benefits of Buying a Home

Posted by Alan Tucker on February 26, 2018 in  Buying  General Real Estate  Helpful Tips  House and Home
You may have just finished filing your taxes, and had to pay more to Uncle Sam than you would like.  You have been thinking about buying a home, but are not sure you are ready for that big undertaking.  This is the time to think about the tax benefits you can enjoy being a homeowner. Mortgage Interest Deduction When you take out a mortgage loan for a home, the majority of what your paying in the early years of your loan is interest.  That means that very little of your money is going into the equit... read more
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Real estate trends for years have shown that spring is the perfect time to buy or sell a home.  Whether it’s the warmer weather, the pending summer break, or simply the seasonal shift, spring seems to be the time that people want to buy a home.  Is spring really the best time to buy a house?  There are some advantages and disadvantages to buying a home in the spring.  Here’s what to consider. Advantages of buying in the spring During the spring months, there is usually more inven... read more
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Do I buy an existing home?  Do I build a brand new home?  When it’s time to make that investment these questions might be the first that come to mind before even getting pre-qualified for a loan.  While the home buying process involves a number of important choices, one of the very first decisions buyers need to make is whether to shop for an existing home or build a new one.  Each path has its advantages and disadvantages.  Buying an Existing Home Advantages There are two primar... read more
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